Types of pension depositone of the oldest and most promising deposits is a pension Deposit. The pension contribution inherited from the Soviet accumulative system has been developed in three directions:
The first direction is a continuation of the Soviet funded system, which resulted in a special and the most widespread group of deposits. A pension Deposit, which implies that the depositor has a certificate of retirement age, is a regular Deposit with a fixed closing date and an accrued interest rate. This type of Deposit implies the absence of any additional operations, except for the initial payment of funds. The minimum initial payment depending on the Bank varies from 1000 rubles. Continue reading
Try to speak slowly and quietly.
At the beginning of the dispute, emphasize that your views on some issues partially coincide with the views of your interlocutor.
Do not “start” and try to react calmly to the statements of his interlocutor. Try to understand instead of accusing.
Never impose your own opinion.
Stick to the main idea and do not be distracted by the particular.
Do not show superiority over the interlocutor in the dispute. Continue reading
We face planning in many aspects of life. In business, the plan is the basis. External planning, internal planning – always need a “road” map. Let’s talk about the business plan.
As you know, we often come to business planning when we need to draw attention to our activities of third parties: banks, investors.
However, do not think that a business plan is a document for someone. Believe me, it is more necessary for you for your business.
Business plans are created for both external and internal purposes. Continue reading
Starting a new job is never easy. This is no secret to anyone. Most of all there are problems if you start your own business.
In this article I want to talk about such business as real estate. This business thrives when there are many customers.
But what to do if you started from scratch and the customer base you have not yet developed. Where to find those who sell and those who buy? I must say, if you want to become a realtor, then become and do not throw everything at once. There are always customers, you just need to decide where to look for them. Continue reading
Renting your apartment is a serious matter and requires attention and care. Ideally, rent an apartment to relatives or some friends. Although relatives are different and the consequences of their stay in the apartment, too, and the payment can be problems. But strangers are even more difficult. In order not to stay at the broken trough for a start it is necessary to determine how the search for a tenant will occur – with the help of a realtor or independently.
If the search will take place on their own, then first of all it is necessary to get acquainted with the market offers. You should find a similar apartment in the ads and ask the price, it is better to choose the average price. If the apartment has any additional amenities or furniture and appliances can slightly increase the cost. After that, you can safely place an ad. Continue reading