Real estate insurance in Dnepropetrovsk.
Real estate insurance in Ukraine is poorly developed compared to other European countries. The main reason is the lack of public confidence in insurance companies. It should be noted that insurance companies are trying to pay compensation for the insured event in the shortest possible time. Payments are delayed only in cases where there are doubts that the insured event has not occurred, or the client is clearly trying to hide the full picture of what is happening. Quite a lot of scams are trying to make money on insurance companies.
Real estate insurance in Dnepropetrovsk applies to all real estate:
structures (walls, floors);
interior decoration (Wallpaper, ceilings, parquet, furniture, etc.);
responsibility to the neighbors, in case you flood them.
Insurers cover the damage caused by natural disasters, explosion, fire, flooding by third parties. At the request of the client, you can choose a certain limit of liability. In order for the company to pay compensation for the insured event, it is necessary to provide full information at the request of the agent. In the event of an insured event, employees of the insurer may receive additional information from other sources.
There are two types of programs for real estate insurance in Dnepropetrovsk: with the inspection of housing and without (Express insurance). After the inspection After the inspection of the real estate agent can offer their insurance amount, it is more dependent on the real value of the property. In case of Express insurance, the amount is set as standard, regardless of the real value of the object. Amount when Express insurance through inspection of the property differ significantly. It is much more profitable to take out insurance with inspection, when an insurance event occurs, the payment will be more. When signing the contract carefully read all the terms and conditions and be sure to require a full explanation of the incomprehensible points of the future agreement.