New luxury apartments in Pechersk
The company Amstar Europe began construction of an elite residential complex in Pechersk in 2008. The General contractor was GEOS, a well-known Ukrainian construction company. However, with the onset of…

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Self-implementation of HQs in the enterprise: is it possible?
The possibilities ofvideoconferencing offered today are very extensive, and each head of the enterprise can choose for himself the model that suits him best. If the transmitted information is of…

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How to choose electronic scales?
Once upon a time in the stores considered in the accounts, Yes, the very wooden bones. Later came the fun scales with bowls and weights a little, fortunately, the progress…

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All about property insurance

The word insurance is perceived as a derivative of the word fear. In fact, it is a protection. From this point of view, it is necessary to approach the issue of real estate insurance. When purchasing real estate on the secondary market, no one can guarantee that the transaction is 100% pure. Even after a few years, relatives of the former owners of the apartment can appear and present their claims.

In such cases, the insurance companies offer “Title insurance”. It will protect against the risk of loss of property, in case of loss of ownership of the acquired property. The insurance company itself carefully checks all the circumstances of the transaction. Especially often this type of insurance is used when purchasing real estate for mortgage lending. The cost of this type of insurance is calculated based on the market value of the object and in different insurance companies the cost of such services, in General, is high from tenths of a percent to 5%, sometimes not much higher.
They insure real estate against fires, natural disasters, accidents of water supply, Sewerage, heating or robbery and other cases. Insurance companies offer to conclude a single policy, for example, in the explosion (household gas), but the most commonly used, so-called comprehensive policies. When signing the insurance contract, i.e. when purchasing an insurance policy, carefully read the types of insurance cases that are of interest to you. Any insurance companies enter into short-term insurance contracts for 1 year or long-term for up to 3 years. In the case of title insurance, a contract is concluded for one or three years, which guarantees security under the law with respect to third party claims. Only in the case of a mortgage, title insurance is concluded for the entire duration of the repayment of your mortgage loan.

 

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